Breast Augmentation Financing: Direct Payment Plans

The cost of breast augmentation surgery can be anywhere from $5,000 to $8,000. Because a lot of women can’t afford to pay that much up front, many plastic surgeons are offering financing for breast augmentation. A direct payment plan is a breast implant financing option where you pay your plastic surgeon a set amount every month until your bill has been paid in full.

Many cosmetic surgeons do not require a down payment when financing your breast augmentation surgery. On the other hand, some plastic surgeons do require a deposit before they will finance your breast augmentation procedure.

Interest Rates for Breast Implant Financing
Direct payment plans for breast implant surgery may or may not include an interest payment on the balance. Some plastic surgeons offer a 12 month or 24 month same-as-cash option, which means you won’t have to pay any interest if your balance is paid in full within the specified timeframe.

If you do have to pay interest on your breast implant surgery, interest rates tend to be lower than the interest rates on most credit cards; however, your interest rate will likely be determined by your credit score. This means if your credit is good, you may qualify for a low interest rate when financing your breast augmentation surgery. If you’ve had credit problems in the past, you may still qualify for breast augmentation financing, but your interest rate may be a bit higher.